مقررات لجنة بازل في البنوك الجزائرية : حالة بنك البركة الإسلامي الجزائري

الملخص EN

Global banking systems in the management of banks in the field of financial transactions for prudential regulation recommend the adoption of standards and rules derived from the Basel (1), Basel (2) and Basel (3) agreements, the latter being formed to put in place the reduction of fluctuations in the economic cycle in the banking environment.

In this article, we have shed light on the precautionary rules applied in Algerian banks and a case study of Al Baraka Islamic Bank of Algeria.

The study recommended that Islamic banks are exposed to credit risk more than conventional banks because they use Islamic financing formulas such as speculation and participation in investments.