دور الاعتماد الإيجاري في دعم العمل المقاولاتي للشباب في الجزائر

الملخص EN

Leasing Approval Role in Supporting Youth Entrepreneurship in AlgeriaAlgeria adopted the liberal approach through the 1989 constitution that liberalized the economy and devoted free initiative by issuing a legal arsenal that transcribes what preceded it and creates a new reality.

Small and medium enterprises (SMEs) are one of the main pillars of the market economy, founded by young, contributing to the elimination of unemployment, on the one hand, and promoting the national economy, on the other one.

However, young people, wishing to establish these enterprises, usually suffer from technical and financial difficulties.

This matter was not consciously lost by the Algerian legislator, who has worked to support youth to establish these enterprises by introducing financing alternatives to bank loans, which obtaining them usually requires guarantees that are difficult for young people to provide.

So, it was in the year 1996 to introduce rental credit (leasing approval) as a financing alternative for these institutions based on renting (leasing) production means as machines, equipments and appliances instead of buying them.