بدائل نقل المخاطر في شركات التأمين على الأشخاص

الملخص EN

The objective of this study is to highlight the risk transfer mechanisms in the insurance companies by identifying the most important risks to which they are exposed and what alternatives are available to them to transfer their risks, whether traditional mechanisms-reinsurance-or modern mechanisms-securitization-best.

valuation is an alternative scheme for reinsurance in the event of catastrophic risks; at the same time it is complementary in many cases, and as a result the insurance company must choose the best alternative according to its needs and the risks it faces.