دور رأس المال الفكري في تحقيق الميزة التنافسية للمصارف الإسلامية الأردنية : دراسة حالة البنك الإسلامي الأردني

الملخص EN

The study aimed at demonstrating the role of intellectual capital in achieving the competitive advantage of Islamic banks in Jordan, taking Jordan Islamic Bank as a case study.

Therefore, a questionnaire was designed to answer the following question: Is there a statistically significant relationship between the availability of intellectual capital requirements and achieving the competitive advantage of Islamic banks in Jordan? The study concluded that all axes of intellectual capital are positive, this means that the bank under study has a good level of intellectual capital, as well as the requirements of achieving human capital, structural capital and capital relations.

All of these requirements participate in achieving competitive advantages by employing the intellectual capacities of the bank.

The study stressed the need to preserve intellectual capital as a valuable component and a strategic resource owned by banking institutions, which increases the market share of the banks.

The study highlighted the value of studies and research related to intellectual capital and the ways to invest it.

Finally, the study recommended that banking institutions should conduct a periodic assessment to evaluate its intellectual capital, and measure its role in achieving excellence.