الدفع الإلكتروني في القانون الجزائري

الملخص EN

Algeria, like other countries, seeks to keep abreast of current technological developments in the world, which have affected different sectors, notably the banking sector.

The Algerian legislator having recently expressed his interest in the organization of electronic transactions in various fields, and his tendency is slowly moving towards the modernization of various sectors, including the banking sector.

When the legislator approved the electronic payment system in order to activate the electronic commerce mechanism.

This research document aims to study the reality of the use of modern electronic payment systems and methods by the Algerian banking system, and also seeks to illustrate what are the projects carried out by Algeria in this context.

Has Algeria succeeded in creating strong competition and improving banking services offered to customers, or is it still lagging behind and unable to do so? From this point of view, we will try to shed light on the concept of electronic payment system in general and to study the reality and the perspectives of its use in the Algerian banking system.