أثر مكونات نظم المعلومات المصرفية في تسهيل عملية متابعة القروض المصرفية : دراسة حالة في مصرف الشرق الأوسط العراقي للاستثمار-بغداد

الملخص EN

The purpose of this study is to verify the impact of the components of banking information systems (human resources, machines, equipment, software, databases, reports) on facilitating the process of follow-up of loans granted to customers in the Iraqi Middle East Bank for investment.

With the aim of improving them, in order to improve the collection of loans provided to customers who depend on loans to finance their production and service activities.

The sensitivity of this process and its importance to the bank, which is pursuing the recovery of the bank's funds and the achievement of revenues at the appropriate time.

For the purpose of solving the problem of the study, the analytical descriptive method was used to demonstrate the impact of the system components in facilitating follow-up of loans.

The study was conducted using a questionnaire that was distributed to (45) employees of the bank and retrieved (40) valid form for analysis.

The hypotheses were tested using simple regression analysis.

The study reached a set of conclusions, there is insignificant effect and weak of all banking information systems components in facilitating the process of follow-up loans in the bank sample study.

Based on the conclusions, the study presented a set of recommendations and proposals for the bank to enhance the follow-up of loans based on the modern systems applied in most international banks