واقع الصناعة التأمينية التكافلية و تحدياتها : المملكة العربية السعودية أنموذجا

الملخص EN

The insurance solidarity industry is considered as a legitimate alternative to the commercial insurance industry, because it is based on the principle of donation, solidarity and cooperation among members of society.

The insurance solidarity system is also composed of this industry realized economical and social benefits.

This is what makes many Arab and Islamic countries seek to implement it, since the beginning of seventies.

Added to this, Kingdom of Saudi Arabia had a share of this industry.

In addition, the Saudi insurance market faced growth and development in the recent years, but it remained suffering from some obstacles that prevented insurance solidarity companies from the realization of the aspirations in Saudi.