أسس و استراتيجيات تطوير البدائل الشرعية في المصارف الإسلامية : وقفات و تأملات

الملخص EN

This article is to examine the most important bases and strategies that were the starting point in the various development and innovation of financial alternatives and products that have had a significant impact on success after success, thus creating a qualitative shift in the field of Islamic banking finance.

Hence, this paper described the meaning of the most important terms in the title, and a statement of the most important bases for developing Islamic banking products, such as The principle of original legalization in financial transactions, The nature of the relationship between these banks and their clients, the continues review of their work, and then the introduction of the most important development strategies and financial innovation as a strategy to break out of doctrinal disagreement, the distinction in economic efficiency, agreement with government policies and differentiation in serving society.

The paper finally reaches the importance of these foundations and strategies and the need to activate the role of development departments in Islamic banks through developing mechanisms for innovation, based on such foundations and strategies.