تأثير ريادة الأعمال في تعزيز مؤشرات الأداء المالي وفق أنموذج PATROL : دراسة تطبيقية في مصرف الأسكان

الملخص EN

The adoption of entrepreneurship is one of the factors that help the majority of banks to reach the state of excellence in the banking market and gain new and profitable customers.

The banks have realized that the role of innovation and the search for new opportunities, the necessary need to implement them through innovative approaches and risk tolerance, is the cornerstone for enhancing its competitiveness.

In light of the above, the current study emphasizes the impact of the dimensions of entrepreneurship in the indicators of financial performance, and according to this approach, it focused on the Housing Bank to identify the extent of adoption of the dimensions of entrepreneurship.

The analysis and financial and statistical tests were conducted in order to identify the relationship between the dimensions of entrepreneurship and financial performance indicators according to the hypotheses of the study.

The results showed that there is a significant correlation between entrepreneurship and financial performance.

The entrepreneurship has a significant impact on the increase in financial performance indicators; this showed the results of the statistical tests The current study recommended the need to adopt new and innovative financial approaches and indicators that work to aid the studied banks to achieve the highest performance and provide them with a competitive advantage.

also recommended the study of interest in the variables of entrepreneurship because of their positive effects in Iraqi banks