مساهمة التأهيل في تحسين التمويل البنكي للمؤسسات الصغيرة و المتوسطة الجزائرية : دراسة ميدانية لبعض المؤسسات بسطيف

الملخص EN

This study aims at identifying the contribution of small and medium sized enterprises upgrading in improving banks financing in some Algerian enterprises in Setif province.

The study found a weak contribution of the enterprises' upgrading in improving the efficiency of their financing.

The upgrading contributed to facilitating the conditions of obtaining bank financing only, without contributing to the reduction of the required guarantees and meeting the financial needs of the enterprises under study.