تقييم الأداء المالي في البنوك التجارية الجزائرية في ظل قيدي السيولة و الربحية

الملخص EN

In this paper we examined the financial performance of the Algerian commercial banks in terms of liquidity and profitability.

The case study of the Bank of Agriculture and Rural Development (BADR) and we reached a number of results, the most important of which is: a decrease in some liquidity ratios.

This reflects the difficulty of the bank's ability to meet its financial obligations towards depositors and difficulty in earning Their confidence for several reasons, most notably the wave of inflation and economic and political instability experienced by the country, a decline in some profitability rates, as the bank is witnessing a significant decline in returns and profitability in addition to the lack of efficiency in the Bank to achieve the most effective investment decisions For his money.

key words: Financial performance, financial performance assessment, liquidity, profitability, banks.