التمويل الإسلامي للمؤسسات الصغيرة و المتوسطة من أجل تحقيق التنمية المستدامة في الجزائر

الملخص EN

In this study, we discussed the need for the Algerian state to adopt a new road map by supporting small and medium-sized enterprises, by relying on them and involving them effectively and permanently in building and developing the national economy and achieving sustainable development, all in order to create new jobs, and considering institutions Small and medium-sized enterprises as alternative opportunities to replace the oil economy and in the framework of finding new sources of financing for the challenges ahead.

But the problem of financial financing has clearly emerged to be a barrier to the emergence and development of the work of these institutions, because one of the requirements of banking transactions, i.

e.

the basic sources of financing after capital for the owners of these institutions tend supplanted for all that is Islamic for fear of falling into riba-based transactions, all of which forces most of these institutions to Dealing with Islamic commercial banks or Islamic products in classical commercial banks, if any.

, In our study, we have found that Islamic finances must keep pace with the wishes of institutions in order to achieve the goals of most customers, including achieving optimal sustainable development in Algeria.