الائتمان المصرفي في الاقتصاد العراقي : دراسة تحليلية للمدة من 2003-2017

الملخص EN

Bank insurance is considered as one of the important subjects in the world countries whether for the developed or developing countries.

This is because of its role in financing the economic activities in a way which serves the local economy.

It is necessary to analyze the bank insurance because of the nature of the economic status which requires the effective contribution for banking sectors in financing the economic sectors especially after the great openness which was witnessed in the economy of Iraqi after 2003.

The importance of this paper is represented by studying bank insurance and its important role in supporting economic development through financing economic projects.

The most important conclusions were about the obvious decline of the role of the private sector regarding the bank financing and the decrease of deposits for the private sectors in addition to the insurance which it offers.

However, the most important recommendations were about the necessity of reconstructing governmental banks by following privatization style or reconstructing it for increasing the efficiency of trade banks in Iraq, developing its works and increasing its ability to present the insurance.