استكمال جدول الوفيات المختصر باستخدام النماذج الاكتوارية

الملخص EN

The Egyptian insurance market is considered one of the developing markets, despite the increase in the demand for life insurance products due to the fact that the prices of Egyptian life insurance products are not based on the experience of the Egyptian market, depending on the experience of foreign companies represented in American tables CSO-1958 or CSO- 1980.

As there are substantial differences between the Egyptian experience and the American experience (For many reasons resulting from the different nature of American society about the nature of Egyptian society, especially in the economic, health, and cultural levels).

Therefore, the study aimed to form actuarial tables representing Egyptian experience as an alternative to the experience of foreign insurance companies.

To achieve the objective of the research, the data of the experience of the insurance companies were used in more than one sample.

The results of the study were presented in the form of a complete mortality table for each of the study sample companies and the Egyptian market as a whole.

The proposed table for the Egyptian market was tested with The American CSO-1958 and there were statistically significant differences between them.

The study recommended to use the proposed Egyptian mortality table instead of The American CSO-1958 to achieve justice between the risk and the cost of insurance, also development of what has been achieved in this research to increase the accuracy of the results.