أنظمة الدفع الالكتروني في القرن الحادي و العشرين : الواقع و التحديات

الملخص EN

The aim of this study is to identify the most important electronic payment systems as well as to follow all the forms known by the modern electronic payment methods, from the so-called bank cards, smart cards to the so-called electronic (digital), and work to highlight the most important differences between these means as well as challenges and obstacles Faced by traditional payment methods, and the factors that help their success.

The study produced a number of results, the most important of which is that the means of payment facilitate transactions related to the exchange of goods and services, the exchange of data electronically, as well as the reduction of time and cost.