استخدام التحليل التمييزي في تقدير خطر عدم تسديد القرض من طرف الوكالة الوطنية لتسيير القرض المصغر

الملخص EN

JEL: G21, G24.

This research aims to uncover the Discriminant Analysis Style, which is a method for predicting a depandant nominal variable, based on its quantitative variables ralationships.

This method is utilized in Banks, in order to classify the borrowers according to their payment breaching into good and bad ones.

The researcher try to applicate it on a set of projects, which its proprietors benifited from National Micro-credit Management Agency loans during the period 2004 and2006.

The descriptive approach has been adopted in both theoretical part to adjus theoretical concepts through library and electronic research as data collection tools, and field part to describe, analyse various data that has been got from the study sample, and treat it by the statistical program SPSS, depending on one of the descriptive approach styles which is case study style.