كفاءة الصيرفة الإسلامية في الدول العربية : دراسة تطبيقية مقارنة لخمسة عشر قطاع مصرفي عربي لسنة 2016

الملخص EN

The objective of this study is to evaluate the efficiency of Islamic banking at the level of fifteen (15) Arab banking sectors.

In this respect, the researcher applied the DEA method in accordance with the variable returns to scale model with the input oriented.

The variables of the study were: Total Assets and Deposits as Inputs, and Total Loans as Outputs.

The results showed that according to the variable returns to scale model with input oriented of all Arab Islamic banking industries subject of the study, the Iraqi Islamic banking has achieved 100% of technical and scale efficiency index.

However, the Islamic banking in Saudi Arabia, Oman and Lebanon, as well as Syria, achieved 100% of technical efficiency index, with a decline in their scale efficiency.

In contrast, the Kuwaiti and Qatari Islamic banking industry achieved 100% of scale efficiency with a decline in their Technical efficiency.

Whereas, the rest of the Islamic Arab banking sectors subject of the present study are neither competent in their technical efficiency nor in their scale efficiency.

This led us to determine the reduction in the levels of surplus inputs to improve the efficiency of inefficient Islamic banking at the level of Arab banking sector.