أثر إصدار البنك المركزي للنقود الرقمية على النظام المصرفي التقليدي

الملخص EN

The research aims to clarify the reality of central digital currencies and the reasons for their issuance and to study the effects of this type of money on the work of the traditional banking system.

The research concluded that the central bank issuance of digital currencies affects the concept of financial intermediation for commercial banks, and reflects negatively on its role and profitability.

On the other hand, the authority of the central bank expands by controlling the issuance of digital currencies, monitoring interest rates and managing central accounts for clients and banks.