التامين التكافلي الإسلامي سوق واعد : عرض أهم التجارب العالمية الرائدة مع الإشارة لحالة الجزائر

الملخص EN

Given the importance of insurance in managing risk; Islamic Takaful insurance is considered as an alternative that complies with the provisions of Islamic Sharia law for more than one and a half billion Muslims across the world whose goal is to work and invest to achieve and earning halal profits Unlike traditional commercial insurance, the Islamic Takaful insurance system avoids concepts prohibited in Islamic law, such as interest (usury), gambling (gambling), uncertainty (gharar) and consuming people's money unlawfully.

Islamic Takaful insurance has developed rapidly and it saw a rapid growth in all parts of the world.

In this research paper, we will try to spot the light on the concepts and advantages of Islamic Takaful insurance and its value in the global insurance arena by presenting the most important global experiences leading in this field and the most important obstacles facing the development of this type of Islamic insurance.

in the end we will talk about the reality and prospects of Algeria in this field.