نظام الدفع الالكتروني في الجزائر واقعه و أثره على الاقتصاد الوطني

الملخص EN

This study aims to highlight the reality and the prospects of E-payment methods in Algeria, by shedding light on the most important efforts made by the state to develop E-payment technologies and means in order to keep pace with developments in the financial banking sector, and to analyze indicators of the volume of E- payment in Algeria, and to address the impact of E-commerce on the national economy, As well as the challenges facing E-payment in ALGERIA.

Through this study, we concluded that despite the efforts made by the state to promote the financial and banking sector, the technological gap is still large between Algerian banks and their foreign counterparts, and this is due to many obstacles that have prevented the advancement of this field.