المنتجات المالية في البنوك الإسلامية بين الابتكار و الحيل الفقهية : (المخارج الشرعية)‎

الملخص EN

This research aims to know ways and how to innovate financial products in Islamic banks in light of the rapid growth in Islamic banking and the expansion of its share in the global banking market as a result of the demand of many customers and investors, including Western countries, for their Islamic financial products.

On the analytical descriptive approach, and even on the jurisprudential outputs, to determine their truth and the financial engineering framework on which they are based.

It became clear to us that these financial products are generally confined between simulation and modification of traditional products in interest-based commercial banks, which they are predominant, and between licenses and jurisprudential trickery.

And the old jurisprudential formulas found in the stomachs of books.

That is why Sharia bodies, those charged with the financial industry, and those interested in the Islamic economy must strive more in creating new and advanced financial products instead of just simulating and following licenses.

And known legal exits in Islamic jurisprudence.