أثر الاستثمار في تكنولوجيا المعلومات و الاتصال على الأداء المالي للبنوك التجارية العاملة في الجزائر

الملخص EN

This study aims to research the effect of investment in information and communication technology on the financial performance of a sample of commercial banks operating in Algeria during the period 2009-2015.

Using a cross-sectional time series model, we estimated the multiple regression model between independent and dependent variables.

The results of the study found that there was no significant effect of investment in information and communication technology on the financial performance of these banks represented by the margin of value added and return on assets.

As there is no impact for both the development of information technology and training on increasing the rate of return on assets or on value added, However, there may be an effect of investment in this technology due to other fundamental variables that affect the behavior of the dependent variable.