دور التأمين و أو إعادة التأمين في إدارة الكوارث الطبيعية في الجزائر

الملخص EN

This study aims to highlight the role of insurance and/or reinsurance in managing natural disasters in Algeria, especially that the system of compulsory insurance against natural disasters is considered new, it was implemented beginning of2004, following the natural disasters in Algeria in the early2000's, most notably flood “Bab-El-Oued In2001” and “Boumerdes earthquake in2003”, which exhausted Algerian public treasury by more than $5.

3billion, the public authorities made a decision to compel insurance of real property against natural disasters through the command03/12on obligatory insurance for natural disasters and compensation of victims and 5Executive decrees attached to it, this system addition to the state, involves the insured, the insurance companies and CCR in bearing the losses resulting from natural disasters.

However, although more than15 years have passed since the implementation of this system, but statistics are still below the required level, we will stand on the reasons for this and suggest some solutions.