سمعة العميل و أثرها في قرار منح التسهيلات الائتمانية : دراسة حالة مصرف الرافدين

الملخص EN

Granting credit facilities is one of the most prominent jobs assigned to banks operating in the economic frameworks of any country, as it is one of the most profitable channels for it because it is one of the most important sources for satisfying the financing needs of the activities of various economic sectors, and accordingly, the increase in the percentage of credit facilities granted leads in part to an increase in revenues Banks as a result of the high interest and commissions arising from loans, as well as supplying the investment movement's requirements with various sources of financing to make it successful, accelerate development and achieve the country's economic prosperity, and on the other hand, lead to an increase in the associated liabilities represented by the possibility of non-payment.