تجربة مصرف الجزيرة السعودي في التحول الكلي إلى مصرف إسلامي : الإستراتيجية و الآثار على الأداء المالي

الملخص EN

This study aimed to shed light on the experience of the Saudi Al-Jazira Bank in its transformation into Islamic banking by adopting the approach of total transformation, which means the Islamization of its financial operations in terms of resources and uses, and to stand on the strategy that the bank has drawn up to enter the market of the Islamic banking industry, which has witnessed remarkable prosperity In recent years, with confident steps, and identifying the impact of this shift on both the liquidity, profitability and activity of Bank Al-Jazira.

The study reached many results, the most important of which are: There are fundamental differences in the average rate of resource employment for Bank Al-Jazira before and after the transformation, as the average rate of resource employment increased from 62, 318 to 80, 679, meaning that the total transformation of Bank Al-Jazira contributed to the improvement of its activity.