تمويل القرض العقاري في البنوك الإسلامية : دراسة حالة إجارة منتهية بالتمليك (بنك البركة الجزائري-وكالة البليدة)‎

الملخص EN

This study aims to highlight the importance of the lease contract ending in ownership in the field of Islamic finance, especially the case of real estate financing.

As it is one of the most important Islamic formulas developed in the field of legal leasing and has been adopted for its economic and social importance, especially with the increasing need of projects for more flexible funding sources and in response to the requirements of their growth and expansionWhere these projects can be financed by renting from obtaining the necessary equipment by renting them from the lessor, a bank or a rental company, the latter purchases them from the supplier for this purpose according to the terms of the tenant in the case of the finance lease.

Al-Baraka Bank is among the Algerian Islamic banks that started working with this formula in its transactions and investments.