التحليل الاقتصادي لعمليات غسل الأموال : دراسة تطبيقية لعينة من البنوك العاملة في إقليم كوردستان-العراق للعام 2016

الملخص EN

Economic Analysis of money laundering: A Case Study of a sample of working in the Kurdistan region of Iraq-banks for 2016 The severe money secret washing process and the lack of operating in the Kurdistan region of Iraq in the area to make sure this process to occur banks experience it is difficult to fight and reduce them, which led to becoming a money laundering operation one of the biggest challenges facing the banking institutions in the province, especially in the case of the ence of control, whether or not their ability, allowing the opportunity to facilitate this process.

Where results indicated: 1.

The local banks in the region to Atoakp developments that occur in the banking sector and this is not able to perform its duty in the fight against money laundering operations in Kurdistan-Iraq region.2.

The study found that increasing the obstacles in front of anti-money laundering operations in the region, leading to increased money laundering operations, ie there is a direct correlation is positive.3.

The study concluded that there is a weakness in the knowledge of bankers existence of laws and regulations and regulations governing the operations control, which led to the weakness of the measures taken by the banks and then to increase the money laundering operations in Kurdistan-Iraq region, any Jodalaqh good is a direct link.

The research found a number of proposals: 1.

launch a genuine and comprehensive economic reform program any start from top to bottom and include all members of the community in order to eliminate the phenomenon of corruption, leading to a decline in the money laundering operations in Kurdistan-Iraq region.2.

Work on the issuance of a special law by the Kurdistan parliament to anti-money laundering operations in the Kurdistan region of -alarac, depending on the laws of Iraq and neighboring countries.3.

It is the duty of the Kurdistan Regional Government to activate the regulators of banks operating in order to put an end to money laundering in the region.

Key words: money laundering, banks, Kurdistan-Iraq region