التمويل الإسلامي للتنمية المحلية من خلال النوافد الإسلامية: بنك الخليج الجزائر وكالة عين الدفلى انموذجا

الملخص EN

This study targets to highlight the development role that finance can play in the field of local development and the adequacy of the financing formulas that provides for development projects at the local level through the experience of Algeria gulf bank (Ain Defla agency).

the results of the study revealed the prevalent trend of Islamic requests for financing by lease financing formulas and the profitability, with more focus of Islam window of AGB_Ain Defla agency on the profitability (Morabaha) at high rates and its relation to some real and productive activities despite its consumer advantage, which backs up the progress locally with the entire inattention of the agricultural production sector that characterizes the province.