المركز القانوني للمستهلك المهني في عقد التأمين : دراسة مقارنة

الملخص EN

Due to the amount of the financial losses that may occur after expanding the circle of the professionals' responsibility in consumption laws, and imposing compulsory insurance contracts, which can not be refused by any of the parties, following the insurance law; The criteria that distinguishes between the professional as an economic aid and the professional as a consumer in the insurance contract must be found.

In addition to recognising the legal centers that will make them benefit from the protection established in the consumption law and the insurance law.

The French legislator devotes a special provision to the consumer's insurance as a professional consumer who, un like other consumers, is protected even within his professional and commercial activity, provided that he is not in his specialization.

The silence of the Algerian legislator concerning this subject is due to adopting the objective standard in the consumer law and the personal standard in the insurance law.

There fore, the insurance consumer protection remains in place, when being a professional or a moral consumer, even if there is no specific legal text dealing with that.