استشراف الأزمات المالية و أثره في تخطيط أهم مصادر و استخدامات الأموال في المصارف الإسلامية : دراسة حالة المصارف الإسلامية العاملة في الأردن

الملخص EN

The researcher aims to explain the basic concepts related to prediction )forecasting(, and its Shari’ah ruling while focusing on them through the lenses of Islamic Jurisprudence, and to identify the presence of a specialized department in banks to study the financial crises and follow up the developments therein across the world.

The researcher also aimed to clarify the relationship between forecasting future events and planning the most important sources and uses of funds in Islamic banks.

The researcher used the descriptive and analytical approach to answer the study’s questions, as a questionnaire consisting of three sections distributed to the senior management employees in Islamic banks operating in Jordan.The researcher concluded that some Islamic banks in Jordan have a department specialized in research and studies that is concerned with forecasting financial crises.

On the other hand, some of these banks suffice to form committees to carry out this task due to the high cost involved in establishing a specialized department, and the researcher has also concluded that there is an effect of predicting financial crises on planning in Islamic banks (such as planning deposits, investment and financing).

The researcher recommended the necessity of finding a specialized department in Islamic banks with the mission of studies and research in general, in addition to predicting local and global crises to enable the administration to take the necessary decisions to avoid problems and seize the opportunities resulting from such crises.