تسيير المخاطر المصرفية في مؤسسات الخدمات المالية الإسلامية وفق مقررات IFSB

الملخص EN

The risks facing any business are basically related to the nature of this business, and Islamic banking is characterized by its different nature from traditional banking, where investment activity represents the core and essence of this nature and its backbone upon which the existence of the bank depends or not, and its nature, mechanism and methodology of work is different from the mechanism The methodology of the loan system adopted in conventional banks on the one hand, in addition to the governing relationship of customers with both banks through these two different activities in terms of their nature, methods and provisions; The nature of the different investment activity and the nature of the relationship governing its clients with the Islamic bank leads to differentiation of the risks that Islamic banking can be exposed to from the traditional banking business.

In light of this, the idea of this article came about studying and analyzing the nature of risks in Islamic banking and the mechanisms for conducting them according to what is decided by the Islamic Financial Services Board.