الالتزام بالإدلاء بالبيانات المتعلقة بالخطر في عقد التأمين

الملخص EN

Modern jurisprudence has regarded the insurance contract as one of the contracts requiring goodwill, in a strict and clear manner, especially in the stage of concluding the contract.

At this stage, the insured is unknowing, and he does not know anything initially about the insured risk from him and the surrounding Circumstances, unlike the insured, because by virtue of his association with the insured and what surrounds him, he is sufficiently aware, so the insured is obliged to be well-intentioned in providing all the data related to the danger or its exacerbation, just as the other party, which is the insured, must see the insured in all of him Important information that affects the issuance of his decision to contract, because the insured is for E does not know the technical assets of insurance.

The matter also does not stop when the olute goodwill is necessary at the time of the conclusion of the contract.

Rather, the insured must, even during its implementation, insure the insurer of the conditions that exacerbate the risk, and take all the means that would prevent the insured risk from occurring, and if it occurred then Providing the insurer with all information that enables him to settle the loss equitably, and he must make his effort to limit the effects of achieving the insured risk thereof.