أهمية شركات التأمين التكافلي في حماية المصارف الإسلامية من التعثر المصرفي : شركة الأمان للتأمين التكافلي و بنك البركة اللبناني أنموذجا

الملخص EN

There is no doubt that the activity of Islamic banks is exposed to many banking risks, Which requires it to take the necessary methods and measures that are compatible with Islamic Sharia, Through which it is possible to maintain the integrity and stability of the Islamic banking system, Accordingly, this study seeks to identify the most important risks facing Islamic banks, which are credit risks, And highlighting the role of the Takaful insurance system as a modern method in strengthening and enhancing the management of these risks to reduce these failures that affect the activity and work progress of Islamic banks, Where the study showed that Takaful insurance has a role in mitigating and managing credit risks, and this is based on the experience of the Lebanese Al Baraka Bank, And who was able to mitigate his credit risks by adopting the Takaful insurance method, a legitimate alternative to traditional insurance, by transferring credit risks from the bank to Al-Aman Takaful Insurance Company.