نحو تعزيز تمويل المشروعات الصغيرة و المتوسطة من خلال التمويل الجماعي و إقراض النظير للنظير

الملخص EN

This study aims to know the extent to which crowdfunding and peer-to-peer lending can bridge the financing gap of small and medium-sized enterprises, especially in light of rejection of it by traditional lending and financing agencies, in addition to what these new alternatives know of a qualitive leap at the international level, the descriptive and analytical methods was relied upon as required by the nature of the topic, the research paper concluded that crowdfunding is witnessing a high development in the largest global economies, Algeria also recorded its first steps of some digital platforms, moving to the leader role of peer-to-peer lending in order to support SME's.