تقنية سلسلة الكتل و أثر تطبيقها في القطاع المالي (البنوك)‎ في المملكة العربية السعودية

الملخص EN

The research aimed to highlight the role of block chain technology in enhancing operational efficiency and reducing the cost of services and upgrading them in the financial sector in the Kingdom of Saudi Arabia (banking sector).

Customers (in banks operating in the Kingdom, with the aim of measuring the impact of block chain technology on reducing the cost of banking services and developing them in the financial sector represented by banks, and the extent of acceptance of the research sample to adopt this technology, and it was analyzed using the SPSS statistical program, where the block chain technology will increase efficiency and economic return and reduce cost and financial burden.

The results of the research concluded that the block chain technology represents the best technical solutions currently available, in order to reduce the material costs of operations in banks, as well as accelerate financial transactions, while ensuring the achievement of the element of safety for financial operations and transactions, reducing manual procedures, and contributing to meeting the needs of the banking sector.

, by eliminating the need for intermediaries, and saving some time and money, and this technology also helps reduce the operational cost to the lowest cost and improve capital, and contributes to enhancing transparency within banks, and eliminating opportunities for human error in providing banking service, which contributes In the end.

in enhancing the operational efficiency of banks and improving the quality of banking services provided to customers, the most prominent recommendations of the research were the need for Saudi banks to rely on block chain technology, which will contribute to reducing the cost of banking service, raising operational efficiency, and taking effective measures to support its application.

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