جريمة تبييض الأموال باستعمال وسائل الدفع الإلكتروني

الملخص EN

It was natural for the emergence of e-commerce, whose task was to complete business transactions through the Internet, to find a new payment medium suitable for this type of transaction.

The appropriate solution to this problem was the emergence of more sophisticated electronic payment methods suited to the non-physical space within which transcations are carried out.

Some of these solutions were already at work and were further improved to suit online transactions, and some were specifically designed to deal with electronic money.

As new methods, these means of payment, especially e-money, have advantages and some disadvantages such as illegal use for the purpose of committing certain crimes, including money laundering.

The money launderer, who looks for criminal ways not yet discovered by competent authorities, have not missed the opportunity of taking advantage of the modernity of online payment and the confusion of competent authorities in dealing with such an emergent method.

Money laundering in its electronic version has raised the concern of many states because of its relation with new technology and the difficulty of pursuing online money launderers.

To this is added the fact of benefiting from the absence of controls governing those traditional financial systems and the legislative vacuum of criminalization.

Therefore, most States are trying to make greater efforts to confront this type of criminals, through the development of their national laws and international substantive and procedural cooperation through the consolidation of dual and multilateral agreements to facilitate the tracking of these illegal funds and the punishment of criminals.