مظاهر الحماية القانونية لوسائل الدفع الإلكتروني في التشريع الجزائري

الملخص EN

E-commerce is one of the most important changes that the world has witnessed in recent years, with the development of information and communication technologies, the adoption of electronic trade exchanges in Algeria has become an absolute necessity, this is thanks to the adoption of electronic payment systems by banks and various financial institutions in their banking transactions, which are characterized by speed and efficiency in terms of electronic financial exchange.

however, it may be exposed to the risk of hacking and attacking the data and personal correspondences of electronic dealers, through this study, we aim to clarify the legal protection devoted to the electronic payment process, by adopting electronic signature and ratification, as one of the most important legal mechanisms that provide the security of electronic transactions and their various data it provides confidence to users of electronic payment methods, which were regulated by the Algerian legislator under law no.

15-04.