محددات الملاءة المالية لشركات التأمين في الجزائر : دراسة قياسية للفترة (2000- 2019)‎

الملخص EN

The focus of this research is to use the ARDL approach to investigate the determinants of insurance company solvency in Algeria for the period 2000-2019.

The findings revealed a positive relationship between collected premiums and insurance company financial solvency, with a short-term flexibility of 2.

62 and a long-term flexibility of 2.

77, while the impact of compensation provided on insurance company solvency appears in the short term after two years, with an elasticity of 0.

57, but not in the long term.

In order to activate insurance companies' financial solvency, the installments must be determined in a way that is compatible with the risks covered, as well as investing it effectively.

This is in addition to the actual assurance of the occurrence of risks and the inevitability of lowering insurance companies' operating costs.