القروض السياحية كآلية لاستدامة تمويل المشاريع الفندقية : دراسة حالة وزارة المالية بالمملكة العربية السعودية

الملخص EN

This study aims to highlight the importance of tourism loans in activating the sustainability of hotel project financing in general and in Saudi Arabia in particular, while highlighting the reality of the challenges and risks of financing this type of project in Saudi Arabia, as one of the countries experiencing rapid growth in hotel investments, based on its expansion of mechanisms and financing programs and government support for tourism investment sectors including the hotel sector and pushing them to new heights, so that they can develop hotel accommodation sites At all levels, this will ensure more tourism flows, including international leadership in the hotel industry.

From this point of view, given the importance of tourism loans in activating the hotel sector, we asked the following question.

'To what extent can tourist loans contribute to the support and promotion of hotel projects in Saudi Arabia? ' To illustrate this, the analytical descriptive approach was followed in presenting concepts and reaching results and recommendations, which concluded in most of them that - tourism loans as a prerequisite for supporting and developing the hotel industry - for hotel projects are very important in activating tourism sustainability, and we recommend-: The need to diversify the sources of tourism lending as a prerequisite for raising the financing challenges and risks in the hotel sector.