وسائل الدفع الإلكترونية الحديثة و أهميتها في تعزيز الشمول المالي في البنوك الجزائرية

الملخص EN

Our goal through this research paper is to identify electronic payment methods and present the stages of their development in Algerian banks and to highlight their role in supporting and raising the levels of financial inclusion at its level, by standing on its reality and the most important requirements for its promotion, and we concluded that the level of financial inclusion is low for Algerian banks compared to With their counterparts from the countries of the Middle East and North Africa and the world as a whole, therefore, the Algerian financial and monetary authorities took the initiative to put in place effective strategies and mechanisms to achieve financial inclusion in their financial and banking institutions