الرقابة على البنوك الإسلامية الخاصة في الجزائر

الملخص EN

Algeria's private Islamic banks, though few, are active in a legal framework that is no different from that of traditional banks, particularly in the monetary and loan law, as well as Central Bank regulations.

They are controlled by the bodies to which these banks are subject, particularly the control of the Monetary and Loan Council and the control of the Bank of Algeria, which begins with the granting of accreditation and ends with its withdrawal in legally prescribed cases.

What distinguishes these banks is that they are subject to the legitimate control exercised by the Fatwa Authority and the Shariah Audit Authority working at its level, in addition to the role assigned to the National Shariah Authority for Islamic Financial Industry established in April 2020.

The latter examines the conformity of the products offered by these banks to the provisions of Islamic law, which further reassures consumers.