إدارة الفائض التأميني في شركات التأمين التكافلي : دراسة حالة شركة سلامة للتأمينات فرع غليزان

الملخص EN

In this study we dealt with the management of the insurance surplus in the Takaful insurance companies, through which the image of solidarity and solidarity between members of society is clear in paying damages and reducing the size of insured risks, depending on the total contributions paid as a donation.

We concluded the importance of the insurance surplus distribution system in achieving a balance between the principle of solidarity and achieving justice and equality among the members of the subscribers' body, which contributes to consolidating the idea of Islamic Takaful insurance, And confirms the credibility of the Takaful insurance companies and their commitment to the provisions of Islamic Sharia, The study also showed that the Takaful insurance industry in Salama Insurance Company is still weak and this is due to its lack of reliance on modern and advanced methods and mechanisms in this field.