صيغ التمويل بالمشاركة في البنوك الاسلامية بدائل لطرق التمويل في البنوك التقليدية

الملخص EN

This study aims to demonstrate the modalities of participatory financing in Islamic banks, by defining each formula individually and describing its terms and legitimacy, and the difference between them and the formulas in traditional banks.

The study found that the difference between financing formats in Islamic and traditional banks is about the relationship between the creditor and the debtor, where Islamic banks depend on participation in profit and loss rather than a creditor's relationship with a debtor, The formulas in traditional banks are based on usury-based transactions, where they rely on earning profits from the difference between a creditor's interest and a debtor.