تفعيل دور الشمول المالي في التأثير علي حجم الاقتصاد غير الرسمي في مصر وفقا لاستراتيجية التنمية 2030

الملخص EN

Financial inclusion is currently a goal for many countries of the world, especially developing countries, as a means to help achieve economic and social development.

Obtaining financial services and products has a crucial role in reducing poverty, unemployment and inflation, reducing tax and customs Evasion and supporting comprehensive and sustainable development.

This research aims to clarify the role of financial inclusion in influencing the size of the informal economy by integrating it into the formal economy.

To achieve this goal, the concept of the informal economy, its causes and characteristics, and the negative and positive effects of its presence in society were addressed.

Then the study clarified the role and importance of financial inclusion in achieving this purpose by exposing the concept of financial inclusion, its objectives and importance as one of the components of economic policy, And its role in achieving economic development, social development, financial and economic stability and how to overcome the difficulties and obstacles of its application in developing countries in general and Egypt in particular, in accordance with the vision and development strategy (Egypt 2030).

Finally, a set of recommendations and proposed solutions were presented to treat the problem of the inflation of the size of the informal economy by increasing the effectiveness of financial inclusion, facilitating administrative procedures in the face of the transformation of small and micro enterprises to integrate them into the formal sector, diversifying and developing financial services to suit the requirements of individuals in remote and poor areas, With the aim of providing innovative and low-cost services, facilitating the process of financing small and micro enterprises, and strengthening social security programs to provide a minimum level of income for groups that suffer from the inability to satisfy their basic needs.