محددات إختيار المصارف الإسلامية من قبل المتعاملين: دراسة ميدانية في محافظة السليمانية في إقليم كردستان العراق كنموذج

الملخص EN

There are different types of banking services provided by Islamic banks to their customers and dealers, it is considered an important way to attract customers and customers, and our goal in this research is to show the influencing factors and determinants of choosing customers for Islamic banks.

purpose: the results of the research concluded that the factors affecting the choice of customers and the extent to which customers turn to Islamic banks in Sulaymaniyah governorate is that Islamic banks do not deal with interest, because the increase in interest rates is the reason for reducing these services and the decrease in discount rates caused an increase in demand for them, and also because of what it offers distinguished, fast and immediate banking services to customers.

it must work more on spreading religious awareness among clients and customers coming to it by showing what distinguishes its banking services from the religious advantages and quality of banking service.