دراسة تحليلية لمؤشرات الشمول المالي على المستوى العالمي مع التعريج لوضع دول المنطقة العربية

الملخص EN

This study tried to analyze the basic indicators of financial inclusion at the international level while addressing its reality in Arab region countries, mostly due to increasing poverty and unemployment rates, and deterioration of living standard in order to decline of access products / services from organizations and financial institutions, where used the descriptive analytical and statistical methods, the research paper came up with a set of conclusions the most important of which is the existence of a large disparity in the levels of financial inclusion in Arab world compared to the rest of the geographical groups, has the excellence returned to gulf countries for being a pioneer in harnessing various means and possibilities to enhance financial inclusion, also the revolution in digitization and fintech, therefore some proposals can be made ; the need to intensify efforts and initiatives to achieve financial inclusion in the rest of the countries, with expanding the cultivation and financial ability of customers in order to generalize financial and digital services.