إسهامات تطبيقات التكنولوجيا المالية في تطوير الصناعة المالية الإسلامية: منصات التمويل الجماعي الإسلامية نموذجا

الملخص EN

This study aims to highlight and unveil two important and prominent variables on the surface of the economic arena in recent times as well as trying to discover the nature of the (integrative) organic relationship between them.

the first variable relates to financial technology, which is a new expatriate who has a journey and began to make his way towards many economic activities, especially financial ones.

the second variable relates to the Islamic financial industry, which is a semi-modern industry that has become its voice and increased its demand, especially after the loss of confidence in traditional financial transactions.

to achieve the purposes of the study, the descriptive analytical approach was relied on, as it is the most used curriculum in the field of human and social sciences, as the descriptive side of it was for the purpose of presenting the theoretical aspects related to the subject, as for the results related to it, they are many, the most important of them; -that the wide use of modern financial technologies within the financial sector in all its branches has brought about an unprecedented revolution in the Islamic financial services industry in a way that removed many obstacles and opening the way for many un-served groups, which are the groups that have been for a long time marginalized and deprived of the financial services provided in her traditional image.