الأسس العلمية لتسعير منتج المرابحة بالمصارف الليبية

الملخص EN

The study aims to identify the scientific bases adopted by Libyan banks that offer Islamic products when determining the price of the Murabaha product.

The study depends on the descriptive analytical approach to clarify the issues related to the research problem, based on the references included in the related literature.

As well as obtaining the data and information collected through the questionnaires distributed to the study sample, which are represented in (Jumhouria Bank, Bank of Commerce and Development, and Sahara Bank).

The study concluded that, there are scientific bases that are taken into consideration when setting the price of the Murabaha product in banks that offer Islamic products.

The results indicate that commercial banks take the cost price policy as well as the risks when applying Islamic products’ prices.

Also, determining the price of the Murabaha product does not consider the market price policy and competition.