تقييم أداء المصرف الصناعي خلال الفترة الممتدة من 2013 إلى 2018

الملخص EN

This research aims to analyze the performance of Industrial Bank during the period 2013-2018 in order to assess and determine its success in attracting deposits and investing them in profitable investments.

To do that, five main axes were studied, namely: assets and liabilities structure, Credit Portfolio, profitability and liquidity indicators and capital adequacy.

Profitability was also negative because of loss in most of the studied periods.

However, liquidity at Bank was good, but not stable, as a result of deposit – withdraw transactions, therefore capital adequacy decreased below the required level by Basle II Accord.

The Bank takes any procedure to enhance its financial solvency or to reduce risks.

Eventually, research recommends the following enhancing the role of assets and liabilities management Committee in the Bank, implement mechanism to deal with non-performing loans.

Revive granting loans which are the basic activity of every bank, and a source for profits.

Attracting deposits and investing them.