الملاءة المالية و الاستقرار المالي في شركات التأمين

الملخص EN

All economic and financial institutions aim to achieve financial stability to ensure their success and sustainability, and in this approach, insurance companies as financial institutions proceed to cover various risks and they must meet its obligations to policyholders.

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In general, insurance supervisory authorities rely on the financial solvency index as a basic criterion for measuring the financial strength of the insurance company, and as an important guarantor of the financial stability of the company.

and the sector as a whole.

We aim through this study to study the issue of solvency and financial stability of insurance companies, where we will address the theoretical framework of the subject, then the practical side in some countries of the world with particular reference to the case of Algeria.

In conclusion, we were able to observe that the insurance sector in general is not very exposed to systemic risks, which greatly contributes to the financial stability of the sector, and that financial solvency is a workshop open to regulators and authorities.

oversight of the industry by enabling them to effectively monitor the performance of insurance companies.